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Payment Instruments

General Purpose

It gives you a versatile option to choose from to make your next payment whether it is your utility bills or purchases during your shopping spree. 

Features and Benefits

Payment Instrument Types

  • Online Transfer – Mobile Banking 
  • Online Transfer – Internet Banking 
  • Cashless Cards 

Service Fees and Charges for Online

Transfer – Mobile Banking

Own Account or Internal Account Transfer 

  • Same Branch                   -Free 
  • Same Region                   -Free 
  • Difference Region            -0.025% 

 SkyNet-DTH Bill payment      

  • 50 MMK per transaction 

Transfer – Internet Banking

Own Account or Internal Account Transfer 
  • Same Branch                   -Free 
  • Same Region                   -Free 
  • Difference Region            -0.025% 

 SkyNet-DTH Bill payment      

  • 50 MMK per transaction 
 Bulk Payment                   
  • Same Branch                  -200MMK            
  • Same Region                  -200MMK               
  • Difference Region           -200 MMK +0.025% 

Service Fees and Charges for Cashless Cards

At SHWE Bank ATMs 

SHWE Bank Card to SHWE Bank Card Transfer – Free 

SHWE Bank AC to SHWE Bank AC Transfer      – Free 

Inter-Bank Fund Transfer (IBFT) – 0.01% + 200MMK 

 Banks available for IBFT (SHWE Bank to Other Banks) 
  • Yoma Bank 
  • United Amara Bank 
  • Regional Development Bank (RDB)  
  • CB Bank 
  • Myanmar Citizen Bank (MCB) 
  • Myawaddy Bank 
  • Construction Housing & Infrastructure Development Bank (CHIDB) 
  • Myanmar Foreign Trade Bank (MFTB) 
  • Yangon City Bank (YCB)